I hadn’t seen any good spam for a while, even when I indulged my curiosity and looked inside Mail.app’s Junk folder before wiping it clean. This one, however, stood out in the crowd.
Silly me, I didn’t even know the FDIC had an office in Beijing, much less that it was where they hosted their “ATM/Debit/Check Card Protection Program”.
It was, of course, sent to the email address that’s in my WHOIS records, which is not on file with any banking institution I do business with. Not that I’d have fallen for it anyway…
From firstname.lastname@example.org Thu Sep 23 12:42:00 2004 Return-Path:
Received: (qmail 61666 invoked by uid 26688); 23 Sep 2004 19:38:39 -0000 Received: from unknown (HELO 184.108.40.206) ([220.127.116.11]) (envelope-sender ) by 18.104.22.168 (qmail-ldap-1.03) with SMTP for <email@example.com>; 23 Sep 2004 19:38:39 -0000 Received: from 22.214.171.124 by 126.96.36.199; Fri, 24 Sep 2004 06:39:04 -0200 Message-ID: From: "FDIC" Reply-To: "FDIC" To: firstname.lastname@example.org Subject: Secure Your ATM/Debit Card Now Date: Fri, 24 Sep 2004 11:35:04 +0300 X-Mailer: AOL 7.0 for Windows US sub 118 MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="--506515703079759" X-Priority: 3 X-MSMail-Priority: Normal Status:
Federal Deposit Insurance Corporation
ATM/Debit/Check Card Protection Program
In cooperation with your bank and other major American banks
the FDIC has developed a new anti-fraud screening solution.
This is an effort to prevent the recent surge in credit,
debit card fraud and identity theft.
The system is an advanced neural network that scrutinizes
card transactions and ATM withdrawals to deliver a highly
accurate risk score by analyzing the spending behavior of
each cardholder along with the profile of each merchant and
ATM. It will try to detect and stop any suspicious or
fraudulent ATM, debit or check card activity.
Register with our ATM, debit and check card protection
program and you can use your card to shop online, in a store,
or withdraw money at the ATM, and you'll be fully protected
from unauthorized use of your card or account information.
With FDIC's Zero Liability policy, your liability for
unauthorized transactions is $0-you pay nothing!
All major American banks will implement this system within a
We continuously receive information from your bank such as
your e-mail, name, address and other personal information.
Therefore the registration process is fast and we probably
have most of your information on file already.
Note that this program only applies to your ATM, debit or
check card - which is linked directly to your checking
account, not credit cards.
Please take a moment and follow the link below to securely
register your card totally free of charge.
Do not reply to this e-mail as it is an unmonitored alias.=20